How do I spot a friend?

As long as you have someone's mobile number, you can spot them cash, but if they have the Spot app, it's instant. Okay, let's get you sending cash to your nearest and dearest:  

1. Tap transact button on the bottom of your screen. 
2. Scroll up and tap Pay a friend. If your friend isn't on the Spot app, you can find them in your My phone contacts list.
3. Enter the amount then tap Next.
4. Choose a category (totally optional, but it lets the person know what the cash is for).   
5. Select the account you want to pay from and hit Next.
6. Do you see the You're about to pay screen? Check the details and when you're happy, tap Pay.
7. If all goes according to plan, you should see a success screen. If this is going to be an ongoing payment, set a payment reminder now. 
8. We'll notify your friend that you've sent them cash and you'll get a notification too.