First things first, you'll need to invite your friend to use the Spot app. This happens automatically when you Spot someone cash who doesn't have Spot. We'll SMS them a unique link to the relevant app store to download the Spot app.
To Spot a friend who doesn't have the app:
- Tap the Spot icon at the bottom of your screen and hit Spot a friend.
- Tap My phone contacts and find your friend's contact details. You can also search for them in the Find your friend field.
- Enter the amount you want to pay them and then hit Next.
- Choose a category (this is totally optional but it lets them know what the money is for) and hit Next.
- Select which account you want to pay from and tap Next.
- Do you see your payment details? Check they're correct and tap Pay to complete.
- We'll send your friend an SMS with a link to download the app.
- Once your friend signs up and gets FICA verified, the cash should be available in their new Spot account.