Spot a friend - what is it?

It's our way to send cash to a friend and it works pretty much like most peer to peer payments. 

You pop open your Spot app and send your selected amount to someone in your contacts list. If they also have the Spot app, they'll get paid instantly. If not, we'll SMS them a download link and a message that you want to pay them. They'll need to install the Spot app, sign up and get FICA verified. Simple.