Can I use SnapScan, Zapper or MasterPass to pay a store/retailer?

You sure can! You can scan any QR code at participating stores to pay using your Spot app - Zapper, SnapScan, Masterpass or wiCode QR codes, it's all good. 

Here’s how: 

1. Sign in to your Spot app. 
2. Tap the navy Spot button at the bottom middle of your screen. 
3. Tap Spot a Store. 
4. Hold your mobile device to face the QR code and wait for it to briefly pause. 
5. Next, you should see a screen where you need to enter the amount and other bill details like your tip if at a restaurant.
6. If the amount has auto-filled (like if you're paying at vida e caffè), check the amount is correct and add your tip.
   
7. Select where you'd like the cash to come from (heads up, your Primary account is set as the default). 
8. Tap Pay and you're done. 
9. If you're paying a store that uses the Masterpass payment system, you'll need to enter your secret virtual card PIN. 
10. If you haven't set your secret virtual card PIN yet, no stress, you'll be prompted to quickly create one, re-enter it to confirm and ta-da, you've set your PIN and made your payment.