Can I use SnapScan, Zapper or MasterPass to pay a store/retailer?

You sure can! You can scan QR codes at participating stores to pay using your Spot app - Zapper, SnapScan, and Masterpass QR codes, it's all good. 

Here’s how: 

1. Sign in to your Spot app. 
2. Tap the Scan to pay on your home screen. 
3. Hold your mobile device's camera to the QR code and wait for it to briefly pause. 
4. Next, you should see a screen where you need to enter the amount and other bill details like your tip if at a restaurant.
5. If the amount has auto-filled (like if you're paying at Vida e caffè), check the amount is correct and add your tip.
   
6. Select which wallet you'd like the cash to come from (heads up, your Primary account is set as the default). 
7. Tap Pay and you're done. 
8. If you're paying a store that uses the Masterpass payment system, you'll need to enter your secret virtual card PIN. 
9. If you haven't set your secret virtual card PIN yet, no stress, you'll be prompted to quickly create one, re-enter it to confirm and ta-da, you've set your PIN, and made your payment.