Short Answer - No. Topping-up your Spot account via EFT is free!
If you select the instant EFT option from your bank, your funds will appear in your Spot Account within a few hours. However, please note that some banks may charge you for the instant EFT service. If you process a normal EFT, your funds should appear in your account within 1-3 business days as per industry standard.
For a free and instant top-up experience we highly recommend topping up using the Ozow EFT top-up option. If you'd like to find out more about Ozow, take a look at these FAQs.