How do I unlock my Spot Earn referrals?

To unlock your referrals, you need to top-up your Spot account with R50 minimum. You can do it in one of three ways:

Top-up with Ozow Instant EFT:

1. Tap the Spot icon at the bottom of the screen.
2. Tap Top-Up.
3. Select Ozow Instant EFT and hit Next. 
4. Enter your amount and hit Next again.
5. Choose which Spot account you want to top-up and tap Next. 
6. Don't move. You should see a screen that says we’ll launch Ozow Instant EFT's website in your Spot app, hit the Next button to continue. 
7. Choose your bank and enter your online banking details.
8. Enter your OTP or authentication sent from your bank to confirm your top-up.
9. Ta-da. Your top-up should be a-okay and you should find yourself on a success screen. 

 Top-up with EFT:

1. Tap the Spot icon at the bottom of your screen.
2. Tap Top-up from the Spot menu.
3. Select EFT. With us? Now copy your Spot account number by tapping the little green copy icon to the right of it. You'll need to use this as your reference. You can also tap Share and send the details to yourself. 
4. Log into your banking app and follow the steps to make a payment. 
5. Select Spot as a public beneficiary, enter the amount you want to top-up with and use your Spot account number that you copied as your reference and confirm. 
6. If everything goes according to plan, we'll notify you the second your cash is available in your Spot account. Worst case scenario and we know this sucks, it could take up to 3 working days for your cash to clear. If you'd like your cash in a flash, top-up with Ozow Instant EFT because it's instant. 

 Top-up with your linked bank card:

1. Tap the Spot icon at the bottom of your screen.
2. Tap Top-up from the Spot menu.
3. Swipe right to go through the top-up options until you get to your Linked card and select it by tapping Next.
4. Enter the amount you'd like to top-up with and hit Next.
5. Choose the Spot account where you'd like your cash to go.
6. Enter your CVV numbers (those last 3 numbers on the back of your bank card).
7. Tap Top-up and enter your 3D-Secure code.
8. Do you see a transaction pending screen? Good. Chances are your top-up was super successful, just check your personal transaction feed to confirm.

Heads up. It's free to top-up with Ozow Instant EFT and EFT.

You may make one linked bank card top-up per month for free, limited to R1000. Thereafter a fee of 3% of the amount topped-up will be applied. You may top-up to a total amount of R3000 per day using your linked bank card/s. Check out our linked card top-up fees here.